After years of misinformation and rumors, Toni Braxton says why she was forced to file for bankruptcy twice.

“I had health issues that led to my financial issues,” she said. “And my issues weren’t necessarily me personally, financially. It was me, business.”

The singer went through a tough stretch physically in 2007 and 2008. She had a benign lump removed from her breast, though never admitted having a cancer scare. Later, she was hospitalized and diagnosed with microvascular angina.

Toni filed for Chapter 7 bankruptcy in California last year. Official documents indicated she owed as much as $50 million to a range of creditors, including Wells Fargo Bank and The Four Seasons Hotels. She also owes large amounts to DMVs around California and Nevada.